Finance & Insurance

We take the hard work out of buying your new or used car by offering a range of finance, insurance and warranty programs tailored to suit your needs.

Our dedicated and award-winning team of Business Managers are here to offer no obligation financial advice on financing you new car. And you can rest assured with the knowledge that our finance, insurance and warranties are backed by some of the biggest names in the industry. Let us do the paperwork for you!

Why Finance Through Northern MG

• Fast approvals
• Competitive interest rates
• Special offers
• Convenient one stop shop
• We tailor your finance to suit you

Car Finance & Insurance

At Northern MG we not only have a great range of new and quality used vehicles, we can also help you get on the road faster with our tailored finance and insurance packages. We take the hard work out of buying your new car! Our fully accredited Business Managers are experts in the field, and can help you tailor your insurance needs to suit your lifestyle and budget. And you also have the knowledge that our insurance programs are backed by some of the biggest names in the industry. For more information on our insurance packages, and our full range of warranty and finance products, fill out the form on the right hand side or alternatively call our Business Manager on (03) 9466 5888 or drop into our Dealership located 435 Grimshaw Street, Bundoora, VIC 3083 for a no-obligation chat.

We also know how important it is to protect your new pride and joy against the unexpected. That’s why we offer a number of straightforward car insurance options, all of which our helpful team are happy to explain for you.

• Comprehensive Insurance
• Loan Protection Insurance
• Asset Gap Protection
• Vehicle Extended Warranties

For more information about any of the car finance or car insurance options listed above, and our full range of warranty and finance products, fill out the form on the right hand side or alternatively call our Business Manager on (03) 9466 5888 or drop into our Dealership located 435 Grimshaw Street, Bundoora, VIC 3083 for a no-obligation chat.

Understanding the salary packaging market

Salary Packaging refers to individuals who are employed by Business and Organisations but who have the opportunity to select the vehicle of their own choice.These employees will select one of the following three routes to purchase their vehicle:

• NOVATION

  A three way relationship between an employee, a finance company and an employer. An employee will be given a budget to choose a vehicle by the employer, a finance company will purchase the vehicle on their behalf and the employer will pay the monthly cost. If the employee leaves the company, the monthly cost of the vehicle reverts to the employee.

• SALARY SACRIFICE

  An employee sacrifices part of their salary in exchange for the cost of financing a vehicle.Both of the above examples may offer a tax efficient way to finance a new or second hand vehicle*.*Information provided is of a general nature only, it does not constitute, nor should be considered to constitute, legal tax or financial advice. Prior to making a decision about any products or services as described, please consult with your own independent legal tax or financial advisor who can provide you with specific advide pertaining to your personal circumstances.

• CAR ALLOWANCE

  An employer will give their employee additional income to purchase a new vehicle. An example could be a building contractor who rather than purchase a vehicle themselves gives the employee a monthly allowance towards the cost of the new vehicle.Northern MG recognises all of these Salary Packaging types as Fleet Customers.Salary Packaging customers qualify for National Fleet Pricing.If you qualify for a car allowance, speak to us about finance offers available to you.